{
  "canonical_url": "https://lendb.ai/lo/rebecca-cooper-546219",
  "lede": {
    "text": "Becky Cooper, NMLS 546219, works as a Senior Mortgage Banker at Bell Bank in Jacksonville, Florida. Becky's lender page shows a focus on jumbo loan, construction loan and renovation loan (203k / HomeStyle).",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Becky licensed?",
      "a": "Becky works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.",
      "fields": [
        "federal_registration",
        "current_employment"
      ],
      "source": "employer type in LenDb's lender registry",
      "source_url": null,
      "verified_at": "2026-10-16"
    },
    {
      "q": "Does Becky do jumbo loans?",
      "a": "Becky's profile lists jumbo loan as a focus (from their lender profile page). It also lists construction loan and renovation loan (203k / HomeStyle).",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://bell.bank/mortgage/loan-officer/loansbybeckycooper",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Becky work for?",
      "a": "Bell Bank, company NMLS 419538, from the Jacksonville, FL office, per the lender's own site (verified 2026-10-16).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://bell.bank/mortgage/loan-officer/loansbybeckycooper",
      "verified_at": "2026-10-16"
    },
    {
      "q": "How long has Becky been licensed?",
      "a": "The earliest state license record LenDb holds for Becky is from June 19, 2013 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 546219,
    "slug": "rebecca-cooper-546219",
    "canonical_url": "https://lendb.ai/lo/rebecca-cooper-546219",
    "md_url": "https://lendb.ai/lo/rebecca-cooper-546219.md",
    "json_url": "https://lendb.ai/lo/rebecca-cooper-546219.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/546219",
    "full_name": {
      "value": "Becky Cooper",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/loansbybeckycooper",
      "verified_at": "2026-10-16"
    },
    "first_name": "Becky",
    "last_name": "Cooper",
    "licensed_names": [
      {
        "name": "Rebecca Cooper",
        "name_with_middle_initial": "Rebecca C. Cooper",
        "first_name": "Rebecca",
        "middle_initial": "C",
        "last_name": "Cooper",
        "states": [
          "FL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-09"
      }
    ],
    "headshot_url": {
      "value": "https://edge.sitecorecloud.io/bellbank1e14e-bellbankab0c-prod3ddb-d33b/media/project/bellbank/bellbankcorporate/mortgage/lender-sites/loan-officers/becky-cooper/becky-cooper-profile-image.png?h=108&iar=0&w=108",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/loansbybeckycooper",
      "verified_at": "2026-10-16"
    },
    "bio": null,
    "title": {
      "value": "Senior Mortgage Banker",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/loansbybeckycooper",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/loansbybeckycooper",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 419538,
      "lender_name": "Bell Bank",
      "lender_slug": "bell-bank-419538",
      "branch_city": "Jacksonville",
      "branch_state": "FL",
      "branch_zip": "32256",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://bell.bank/mortgage/loan-officer/loansbybeckycooper",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/loansbybeckycooper",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 419538,
        "lender_name": "Bell Bank",
        "lender_slug": "bell-bank-419538",
        "branch_city": "Jacksonville",
        "branch_state": "FL",
        "branch_zip": "32256",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://bell.bank/mortgage/loan-officer/loansbybeckycooper",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/loansbybeckycooper",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO20251",
        "status": "expired",
        "issued_at": "2013-06-19",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      }
    ],
    "specialties": [
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/loansbybeckycooper",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.58,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/loansbybeckycooper",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "evidence": "lender_page_text",
        "confidence": 0.58,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/loansbybeckycooper",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/becky-cooper-b6305615/",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/loansbybeckycooper",
        "verified_at": "2026-10-16"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 1999",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/loansbybeckycooper",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 06:13:02.57418+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/rebecca-cooper-546219#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/loansbybeckycooper",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": {
      "date": "2013-06-19",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2013,
      "state": "FL"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}