---
canonical_url: https://lendb.ai/lo/rebecca-cooper-546219
json_url: https://lendb.ai/lo/rebecca-cooper-546219.json
nmls_id: 546219
last_verified: 2026-10-16
---

# Becky Cooper

Senior Mortgage Banker at Bell Bank, Jacksonville, FL. NMLS ID 546219 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/546219)).

Becky Cooper, NMLS 546219, works as a Senior Mortgage Banker at Bell Bank in Jacksonville, Florida. Becky's lender page shows a focus on jumbo loan, construction loan and renovation loan (203k / HomeStyle).

**Summary:** Becky Cooper (NMLS 546219) is Senior Mortgage Banker at Bell Bank, based in Jacksonville, FL. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Jumbo loan, Construction loan and Renovation loan (203k / HomeStyle). Earliest state license record: June 19, 2013 (Florida), per state regulator. Last verified 2026-10-16.

## Quick answers

### Is Becky licensed?

Becky works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Becky do jumbo loans?

Becky's profile lists jumbo loan as a focus (from their lender profile page). It also lists construction loan and renovation loan (203k / HomeStyle). Source: https://bell.bank/mortgage/loan-officer/loansbybeckycooper.

### What lender does Becky work for?

Bell Bank, company NMLS 419538, from the Jacksonville, FL office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/loansbybeckycooper.

### How long has Becky been licensed?

The earliest state license record LenDb holds for Becky is from June 19, 2013 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: June 19, 2013 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Rebecca C. Cooper (FL, as of 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/loansbybeckycooper
- **Construction loan** (`construction`): from their lender profile page, confidence 0.58, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/loansbybeckycooper
- **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.58, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/loansbybeckycooper

## Facts from the lender page and intro

- years_experience: since 1999. Source: https://bell.bank/mortgage/loan-officer/loansbybeckycooper, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO20251 | expired | confirmed | 2013-06-19 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Bell Bank (NMLS 419538), Jacksonville, FL. Source: https://bell.bank/mortgage/loan-officer/loansbybeckycooper, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/546219

## Contact

- linkedin_url: https://www.linkedin.com/in/becky-cooper-b6305615/ (source: lender_site, verified 2026-10-16)
- View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/loansbybeckycooper
- Office phone and Email on file: shown at https://lendb.ai/lo/rebecca-cooper-546219#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/546219
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://bell.bank/mortgage/loan-officer/loansbybeckycooper

Cite as: Becky Cooper (NMLS 546219), Bell Bank. LenDb.ai, https://lendb.ai/lo/rebecca-cooper-546219, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
