---
canonical_url: https://lendb.ai/lo/regina-cristodero-195320
json_url: https://lendb.ai/lo/regina-cristodero-195320.json
nmls_id: 195320
last_verified: 2026-10-09
---

# Regina Cristodero

VP of Mortgage Lending at CrossCountry Mortgage, White Plains, NY. NMLS ID 195320 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/195320)).

**Summary:** Regina Cristodero (NMLS 195320) is VP of Mortgage Lending at CrossCountry Mortgage, based in White Plains, NY. Lists New York on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan, Real estate investor, VA loan, FHA loan and First-time buyer. States 31 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 31 (source: https://crosscountrymortgage.com/white-plains-ny-5251/regina-cristodero/, verified 2026-10-09)
- Licensed in: New York (NY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/white-plains-ny-5251/regina-cristodero/
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/white-plains-ny-5251/regina-cristodero/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/white-plains-ny-5251/regina-cristodero/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/white-plains-ny-5251/regina-cristodero/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/white-plains-ny-5251/regina-cristodero/

## About

VP with 31+ years of mortgage experience. Specializes in first-home purchases, refinancing, investment properties, and complex financial situations.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 31. Source: https://crosscountrymortgage.com/white-plains-ny-5251/regina-cristodero/, verified 2026-10-09.
- service_area: Woodside, Melville, Smithtown, Roslyn, Manorville, Syosset, Williamsburg, NY. Source: https://crosscountrymortgage.com/white-plains-ny-5251/regina-cristodero/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), White Plains, NY. Source: https://crosscountrymortgage.com/white-plains-ny-5251/regina-cristodero/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/195320

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/white-plains-ny-5251/regina-cristodero/
- Email on file: shown at https://lendb.ai/lo/regina-cristodero-195320#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/195320
- lender_site: https://crosscountrymortgage.com/white-plains-ny-5251/regina-cristodero/

Cite as: Regina Cristodero (NMLS 195320), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/regina-cristodero-195320, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._