---
canonical_url: https://lendb.ai/lo/renea-jones-939945
json_url: https://lendb.ai/lo/renea-jones-939945.json
nmls_id: 939945
last_verified: 2026-10-09
---

# Renea Jones

Senior Mortgage Loan Officer at TowneBank Mortgage, Newport News, VA. NMLS ID 939945 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/939945)).

**Summary:** Renea Jones (NMLS 939945) is Senior Mortgage Loan Officer at TowneBank Mortgage, based in Newport News, VA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: First-time buyer and VA loan. States 14 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 14 (source: https://townebankmortgage.com/officers/renea-jones/, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://townebankmortgage.com/officers/renea-jones/
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://townebankmortgage.com/officers/renea-jones/

## About

With over 14 years in the mortgage industry, Renea specializes in serving first-time homebuyers and military families. Her background spans real estate, title services, and community leadership in Hampton Roads.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 14. Source: https://townebankmortgage.com/officers/renea-jones/, verified 2026-10-09.
- education: Real estate background including experience as a Realtor and in title services. Source: https://townebankmortgage.com/officers/renea-jones/, verified 2026-10-09.
- service_area: Hampton Roads, VA. Source: https://townebankmortgage.com/officers/renea-jones/, verified 2026-10-09.
- credential: Chairman's Club Award (2020). Source: https://townebankmortgage.com/officers/renea-jones/, verified 2026-10-09.
- community: Active volunteer and member of Newport News Chamber, local Realtor's Association, and Mortgage Bankers Association. Source: https://townebankmortgage.com/officers/renea-jones/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: TowneBank Mortgage (NMLS 512138), Newport News, VA. Source: https://townebankmortgage.com/officers/renea-jones/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/939945

## Contact

- linkedin_url: https://www.linkedin.com/in/reneajones (source: lender_site, verified 2026-10-09)
- View profile at TowneBank Mortgage: https://townebankmortgage.com/officers/renea-jones/
- Office phone and Email on file: shown at https://lendb.ai/lo/renea-jones-939945#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/939945
- lender_site: https://townebankmortgage.com/officers/renea-jones/

Cite as: Renea Jones (NMLS 939945), TowneBank Mortgage. LenDb.ai, https://lendb.ai/lo/renea-jones-939945, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._