---
canonical_url: https://lendb.ai/lo/renee-carnival-450599
json_url: https://lendb.ai/lo/renee-carnival-450599.json
nmls_id: 450599
last_verified: 2026-10-11
---

# Renee Carnival

Loan Officer at CMG Home Loans, Carlsbad, CA. NMLS ID 450599 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/450599)).

**Summary:** Renee Carnival (NMLS 450599) is Loan Officer at CMG Home Loans, based in Carlsbad, CA. Last verified 2026-10-11.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Renee Carnival has more than four decades of mortgage industry experience, including senior loan officer and assistant vice president roles at several lenders. They volunteer at local animal shelters.

Source: LenDb summary of the lender page, verified 2026-10-11.

## Facts from the lender page and intro

- years_experience: 40+. Source: https://www.cmgfi.com/mysite/renee-carnival, verified 2026-10-11.
- role: Senior Loan Officer and Assistant Vice President (most recent). Source: https://www.cmgfi.com/mysite/renee-carnival, verified 2026-10-11.
- community: Volunteers at local animal shelters. Source: https://www.cmgfi.com/mysite/renee-carnival, verified 2026-10-11.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: CMG Home Loans (NMLS 1820), Carlsbad, CA. Source: https://www.cmgfi.com/mysite/renee-carnival, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/450599

## Contact

- View profile at CMG Home Loans: https://www.cmgfi.com/mysite/renee-carnival
- Office phone and Email on file: shown at https://lendb.ai/lo/renee-carnival-450599#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/450599
- lender_site: https://www.cmgfi.com/mysite/renee-carnival

Cite as: Renee Carnival (NMLS 450599), CMG Home Loans. LenDb.ai, https://lendb.ai/lo/renee-carnival-450599, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._