---
canonical_url: https://lendb.ai/lo/renee-sacco-453805
json_url: https://lendb.ai/lo/renee-sacco-453805.json
nmls_id: 453805
last_verified: 2026-10-09
---

# Renee Sacco

Branch Manager at Union Home Mortgage, Phoenix, AZ. NMLS ID 453805 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453805)).

**Summary:** Renee Sacco (NMLS 453805) is Branch Manager at Union Home Mortgage, based in Phoenix, AZ. Lists Arizona, California and Illinois on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Condo, Jumbo loan, New construction, Renovation loan (203k / HomeStyle) and Self-employed. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), Illinois (IL, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Condo** (`condo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/renee-sacco/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/renee-sacco/
- **New construction** (`new-construction`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/renee-sacco/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/renee-sacco/
- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/renee-sacco/

## About

Renee is a producing branch manager originating home mortgages since 1987 with extensive experience in new construction, renovation, self-employed, jumbo, and condo financing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1987. Source: https://www.uhm.com/loan-officers/renee-sacco/, verified 2026-10-09.
- credential: Mortgage Banker License #0930335. Source: https://www.uhm.com/loan-officers/renee-sacco/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | 0946236 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | CA-DBO453805 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | 031.0062307 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Phoenix, AZ. Source: https://www.uhm.com/loan-officers/renee-sacco/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453805

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/renee-sacco/
- Office phone and Email on file: shown at https://lendb.ai/lo/renee-sacco-453805#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453805
- lender_site: https://www.uhm.com/loan-officers/renee-sacco/

Cite as: Renee Sacco (NMLS 453805), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/renee-sacco-453805, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._