--- canonical_url: https://lendb.ai/lo/reneil-lovo-1152663 json_url: https://lendb.ai/lo/reneil-lovo-1152663.json nmls_id: 1152663 last_verified: 2026-10-30 --- # Reneil Lovo Loan officer at West Capital Lending, Inc.. NMLS ID 1152663 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1152663)). Reneil Lovo (NMLS 1152663) is a mortgage loan officer at West Capital Lending, Inc., licensed in Iowa since 2023 and in Florida, Texas, California and 8 more states. **Summary:** Reneil Lovo (NMLS 1152663) is a loan officer at West Capital Lending, Inc.. Licensed in 12 states confirmed with state regulators: Florida, Texas, California, Delaware, Colorado, Pennsylvania, Arkansas, Iowa and 4 more. Earliest state license record: December 27, 2023 (Iowa), per state regulator. Last verified 2026-10-30. ## Quick answers ### Is Reneil licensed in Florida? Yes. Florida regulator records list license LO125688 as active, first effective January 26, 2024 (verified 2026-10-15). LenDb has 11 other states on file for Reneil. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ### What lender does Reneil work for? West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/. ### How long has Reneil been licensed? The earliest state license record LenDb holds for Reneil is from December 27, 2023 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/. ## At a glance - Earliest state license record: December 27, 2023 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Reneil G. Lovo (FL, as of 2026-10-09) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Delaware (DE, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO125688 | active | confirmed | 2024-01-26 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2024-01-04 | state_regulator | 2026-10-13 | | CA | California Department of Real Estate | state_license | 02236115 | active | confirmed | | state_regulator | 2026-10-24 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | CO | Colorado regulator | state_license | 100543941 | active | confirmed | 2025-12-12 | state_regulator | 2026-10-16 | | PA | Pennsylvania regulator | state_license | 111697 | active | confirmed | | state_regulator | 2026-10-16 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 51160 | active | confirmed | 2023-12-27 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | 1152663 | active | confirmed | 2024-01-04 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 1152663 | active | confirmed | 2024-11-04 | state_regulator | 2026-10-21 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 107914 | active | confirmed | 2024-12-16 | state_regulator | 2026-10-27 | ## Employment history - ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1152663 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1152663 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=347912&contact=582689 - state_regulator: https://data.pa.gov/d/tyxc-jyug - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ Cite as: Reneil Lovo (NMLS 1152663), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/reneil-lovo-1152663, last verified 2026-10-30. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._