{
  "canonical_url": "https://lendb.ai/lo/rex-whetstone-406478",
  "loan_officer": {
    "nmls_id": 406478,
    "slug": "rex-whetstone-406478",
    "canonical_url": "https://lendb.ai/lo/rex-whetstone-406478",
    "md_url": "https://lendb.ai/lo/rex-whetstone-406478.md",
    "json_url": "https://lendb.ai/lo/rex-whetstone-406478.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/406478",
    "full_name": {
      "value": "Rex Whetstone",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/rex-whetstone/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Rex",
    "last_name": "Whetstone",
    "headshot_url": {
      "value": "https://www.thefederalsavingsbank.com/wp-content/uploads/2025/07/406478-new.jpg",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/rex-whetstone/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Rex Whetstone began their mortgage industry career in 1996, right after high school. They state they have nearly 20 years in mortgage lending and have helped thousands of clients achieve homeownership. Outside of work they are the father of four and enjoy fishing, golfing and darts.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/rex-whetstone/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Mortgage Banker",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/rex-whetstone/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/rex-whetstone/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/rex-whetstone/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 411500,
      "lender_name": "The Federal Savings Bank",
      "lender_slug": "the-federal-savings-bank-411500",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/rex-whetstone/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/rex-whetstone/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "lender_slug": "the-federal-savings-bank-411500",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/rex-whetstone/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/rex-whetstone/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO107768",
        "status": "expired",
        "issued_at": "2022-05-17",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/",
        "verified_at": "2026-10-16"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 1996",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/rex-whetstone/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/rex-whetstone/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 10:13:44.857016+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/rex-whetstone-406478#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/rex-whetstone/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": {
      "date": "2022-05-17",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2022,
      "state": "FL"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}