--- canonical_url: https://lendb.ai/lo/reyna-ponce-2026255 json_url: https://lendb.ai/lo/reyna-ponce-2026255.json nmls_id: 2026255 last_verified: 2026-10-15 --- # Reyna Ponce Senior Mortgage Broker at Three Point Mortgage LLC. NMLS ID 2026255 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2026255)). Reyna Ponce (NMLS 2026255) is a Senior Mortgage Broker at Three Point Mortgage LLC, licensed in Colorado since 2021 and in Texas. Reyna's lender page shows a focus on down payment assistance, foreign national and non-QM loan, and Reyna speaks English and Spanish. **Summary:** Reyna Ponce (NMLS 2026255) is Senior Mortgage Broker at Three Point Mortgage LLC. Licensed in 2 states confirmed with state regulators: Texas and Colorado. Focus areas shown on the lender page: Down payment assistance, Foreign national, Non-QM loan, DSCR loan and FHA loan. Speaks English and Spanish. Earliest state license record: April 15, 2021 (Colorado), per state regulator. Last verified 2026-10-15. ## Quick answers ### Is Reyna licensed in Texas? Yes. Texas regulator records list a license as active, first effective January 5, 2026 (verified 2026-10-13). LenDb has 1 other state on file for Reyna. Source: https://www.sml.texas.gov/. ### Does Reyna do down payment assistance? Reyna's profile lists down payment assistance as a focus (from their lender profile page). It also lists foreign national, non-QM loan and DSCR loan. Source: https://www.threepointmortgage.com/reyna-ponce. ### What lender does Reyna work for? Three Point Mortgage LLC, company NMLS 2364254, per the lender's own site (verified 2026-10-15). Source: https://www.threepointmortgage.com/reyna-ponce. ### What languages does Reyna speak? English and Spanish, per their lender page (verified 2026-10-15). Source: https://www.threepointmortgage.com/reyna-ponce. ### How long has Reyna been licensed? The earliest state license record LenDb holds for Reyna is from April 15, 2021 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=271195&contact=493946. ## At a glance - Earliest state license record: April 15, 2021 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Reyna C. Ponce (CO, TX, as of 2026-10-12) - Licensed in: Texas (TX, confirmed), Colorado (CO, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: English, Spanish (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Down payment assistance** (`down-payment-assistance`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.threepointmortgage.com/reyna-ponce - **Foreign national** (`foreign-national`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.threepointmortgage.com/reyna-ponce - **Non-QM loan** (`non-qm`): from their lender profile page, confidence 0.42, verified 2026-10-26. Source: https://www.threepointmortgage.com/reyna-ponce - **DSCR loan** (`dscr`): from their lender profile page, confidence 0.10, verified 2026-10-26. Source: https://www.threepointmortgage.com/reyna-ponce - **FHA loan** (`fha`): from their lender profile page, confidence 0.10, verified 2026-10-26. Source: https://www.threepointmortgage.com/reyna-ponce - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.10, verified 2026-10-26. Source: https://www.threepointmortgage.com/reyna-ponce ## Facts from the lender page and intro - service_area: Colorado and Texas. Source: https://www.threepointmortgage.com/reyna-ponce, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | TX | Texas regulator | state_license | n/a | active | confirmed | 2026-01-05 | state_regulator | 2026-10-13 | | CO | Colorado regulator | state_license | 100523278 | active | confirmed | 2021-04-15 | state_regulator | 2026-10-16 | ## Employment history - ? to present: Three Point Mortgage LLC (NMLS 2364254). Source: https://www.threepointmortgage.com/reyna-ponce, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2026255 ## Contact - View profile at Three Point Mortgage LLC: https://www.threepointmortgage.com/reyna-ponce - Office phone and Email on file: shown at https://lendb.ai/lo/reyna-ponce-2026255#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2026255 - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=271195&contact=493946 - state_regulator: https://www.threepointmortgage.com/reyna-ponce Cite as: Reyna Ponce (NMLS 2026255), Three Point Mortgage LLC. LenDb.ai, https://lendb.ai/lo/reyna-ponce-2026255, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._