---
canonical_url: https://lendb.ai/lo/rhett-garrett-2810424
json_url: https://lendb.ai/lo/rhett-garrett-2810424.json
nmls_id: 2810424
last_verified: 2026-10-15
---

# Rhett Garrett

Loan Officer at Consumer Real Estate Finance Co., West Palm Beach, FL. NMLS ID 2810424 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2810424)).

**Summary:** Rhett Garrett (NMLS 2810424) is Loan Officer at Consumer Real Estate Finance Co., based in West Palm Beach, FL. Licensed in 2 states confirmed with state regulators: Florida and Louisiana. Focus areas shown on the lender page: First-time buyer. Earliest state license record: March 24, 2026 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: March 24, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Louisiana (LA, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their own specialty list (lender page), confidence 0.80, verified 2026-10-15. Source: https://societymortgage.com/loan-experts/rhett-garrett/

## About

Florida State University economics graduate with a mortgage industry background, working with both first-time and experienced homeowners to find tailored financing.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- education: Florida State University, degree in Economics. Source: https://societymortgage.com/loan-experts/rhett-garrett/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO146174 | active | confirmed | 2026-03-24 | state_regulator | 2026-10-15 |
| LA | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Consumer Real Estate Finance Co. (NMLS 104621), West Palm Beach, FL. Source: https://societymortgage.com/loan-experts/rhett-garrett/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2810424

## Contact

- View profile at Consumer Real Estate Finance Co.: https://societymortgage.com/loan-experts/rhett-garrett/
- Office phone and Email on file: shown at https://lendb.ai/lo/rhett-garrett-2810424#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2810424
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/
- lender_site: https://societymortgage.com/loan-experts/rhett-garrett/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Rhett Garrett (NMLS 2810424), Consumer Real Estate Finance Co.. LenDb.ai, https://lendb.ai/lo/rhett-garrett-2810424, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._