---
canonical_url: https://lendb.ai/lo/ricardo-alarcon-moreno-1914927
json_url: https://lendb.ai/lo/ricardo-alarcon-moreno-1914927.json
nmls_id: 1914927
last_verified: 2026-10-09
---

# Ricardo Alarcon

Loan Officer at CrossCountry Mortgage, Fort Myers, FL. NMLS ID 1914927 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1914927)).

**Summary:** Ricardo Alarcon (NMLS 1914927) is Loan Officer at CrossCountry Mortgage, based in Fort Myers, FL. Licensed in Florida, confirmed with the state regulator (license LO110880). Also lists Massachusetts on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor, FHA loan and First-time buyer. Speaks Spanish and Italian. Licensed since 2022 (per Florida records). States 5 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 5 (source: https://crosscountrymortgage.com/fort-myers-fl-8246/ricardo-alarcon-moreno/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Massachusetts (MA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish, Italian
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/fort-myers-fl-8246/ricardo-alarcon-moreno/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/fort-myers-fl-8246/ricardo-alarcon-moreno/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/fort-myers-fl-8246/ricardo-alarcon-moreno/

## About

Immigrated from Venezuela in 2015 and overcame language and cultural challenges. Over 5 years of mortgage experience at a major U.S. bank; fluent in Spanish, Italian, and English.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 5. Source: https://crosscountrymortgage.com/fort-myers-fl-8246/ricardo-alarcon-moreno/, verified 2026-10-09.
- education: Business Administration degree, graduated summa cum laude. Source: https://crosscountrymortgage.com/fort-myers-fl-8246/ricardo-alarcon-moreno/, verified 2026-10-09.
- service_area: Fort Myers, FL and Naples, FL. Source: https://crosscountrymortgage.com/fort-myers-fl-8246/ricardo-alarcon-moreno/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO110880 | active | confirmed | 2022-07-19 | state_regulator | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Fort Myers, FL. Source: https://crosscountrymortgage.com/fort-myers-fl-8246/ricardo-alarcon-moreno/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1914927

## Contact

- linkedin_url: https://www.linkedin.com/in/ricardo-alarcon-643617116/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/fort-myers-fl-8246/ricardo-alarcon-moreno/
- Office phone and Email on file: shown at https://lendb.ai/lo/ricardo-alarcon-moreno-1914927#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1914927
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/fort-myers-fl-8246/ricardo-alarcon-moreno/

Cite as: Ricardo Alarcon (NMLS 1914927), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/ricardo-alarcon-moreno-1914927, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._