---
canonical_url: https://lendb.ai/lo/ricardo-navarrete-1453870
json_url: https://lendb.ai/lo/ricardo-navarrete-1453870.json
nmls_id: 1453870
last_verified: 2026-10-09
---

# Ricardo Navarrete

Senior Mortgage Banker at LeaderOne Financial, Oak Brook, IL. NMLS ID 1453870 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1453870)).

**Summary:** Ricardo Navarrete (NMLS 1453870) is Senior Mortgage Banker at LeaderOne Financial, based in Oak Brook, IL. Lists Illinois and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Construction loan, Down payment assistance, FHA loan, HELOC and Jumbo loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Illinois (IL, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.60, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/ricardo-navarrete
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.60, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/ricardo-navarrete
- **FHA loan** (`fha`): lender page, confidence 0.60, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/ricardo-navarrete
- **HELOC** (`heloc`): lender page, confidence 0.60, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/ricardo-navarrete
- **Jumbo loan** (`jumbo`): lender page, confidence 0.60, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/ricardo-navarrete
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.60, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/ricardo-navarrete
- **Reverse mortgage** (`reverse`): lender page, confidence 0.60, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/ricardo-navarrete
- **USDA loan** (`usda`): lender page, confidence 0.60, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/ricardo-navarrete
- **VA loan** (`va`): lender page, confidence 0.60, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/ricardo-navarrete

## About

Ricardo Navarrete provides personalized service and tailored mortgage solutions. With access to conventional, FHA, VA, USDA, jumbo, renovation, construction, HELOCs, down payment assistance, and reverse mortgages, he helps clients find the right loan fit.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Senior Mortgage Banker. Source: https://www.leaderonefinancial.com/mlo/ricardo-navarrete, verified 2026-10-09.
- service_area: Illinois, Wisconsin. Source: https://www.leaderonefinancial.com/mlo/ricardo-navarrete, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: LeaderOne Financial (NMLS 12007), Oak Brook, IL. Source: https://www.leaderonefinancial.com/mlo/ricardo-navarrete, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1453870

## Contact

- View profile at LeaderOne Financial: https://www.leaderonefinancial.com/mlo/ricardo-navarrete
- Email on file: shown at https://lendb.ai/lo/ricardo-navarrete-1453870#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1453870
- lender_site: https://www.leaderonefinancial.com/mlo/ricardo-navarrete

Cite as: Ricardo Navarrete (NMLS 1453870), LeaderOne Financial. LenDb.ai, https://lendb.ai/lo/ricardo-navarrete-1453870, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._