---
canonical_url: https://lendb.ai/lo/richard-barnes-19308
json_url: https://lendb.ai/lo/richard-barnes-19308.json
nmls_id: 19308
last_verified: 2026-10-09
---

# Rich Barnes

Mortgage Banker at Total Mortgage Services, Braintree, MA. NMLS ID 19308 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/19308)).

**Summary:** Rich Barnes (NMLS 19308) is Mortgage Banker at Total Mortgage Services, based in Braintree, MA. Earliest state license record: December 23, 2020 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: December 23, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.totalmortgage.com/bankers/rich-barnes, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Rich Barnes has 20 years of mortgage industry experience. They guide clients through home-buying, refinancing, and financing decisions with a focus on personal service and client-first values.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.totalmortgage.com/bankers/rich-barnes, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO79285 | expired | confirmed | 2020-12-23 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Braintree, MA. Source: https://www.totalmortgage.com/bankers/rich-barnes, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/19308

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/rich-barnes
- Email on file: shown at https://lendb.ai/lo/richard-barnes-19308#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/19308
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/rich-barnes

Cite as: Rich Barnes (NMLS 19308), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/richard-barnes-19308, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._