---
canonical_url: https://lendb.ai/lo/richard-c-garcia-491910
json_url: https://lendb.ai/lo/richard-c-garcia-491910.json
nmls_id: 491910
last_verified: 2026-10-09
---

# Richard C Garcia

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Beverly Hills, CA. NMLS ID 491910 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/491910)).

**Summary:** Richard C Garcia (NMLS 491910) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Beverly Hills, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Self-employed, Jumbo loan and First-time buyer. Speaks Spanish. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/beverly-hills/9465-wilshire-blvd-hla-491910
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/beverly-hills/9465-wilshire-blvd-hla-491910
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/beverly-hills/9465-wilshire-blvd-hla-491910

## About

Richard has 23 years of experience as a Senior Home Lending Advisor serving Beverly Hills clients. They speak Spanish fluently and specialize in self-employed lending, first-time homebuyer programs, and jumbo mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Beverly Hills. Source: https://homelendingadvisor.chase.com/ca/beverly-hills/9465-wilshire-blvd-hla-491910, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Beverly Hills, CA. Source: https://homelendingadvisor.chase.com/ca/beverly-hills/9465-wilshire-blvd-hla-491910, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/491910

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ca/beverly-hills/9465-wilshire-blvd-hla-491910
- Office phone and Email on file: shown at https://lendb.ai/lo/richard-c-garcia-491910#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/491910
- lender_site: https://homelendingadvisor.chase.com/ca/beverly-hills/9465-wilshire-blvd-hla-491910

Cite as: Richard C Garcia (NMLS 491910), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/richard-c-garcia-491910, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._