---
canonical_url: https://lendb.ai/lo/richard-caldwell-339446
json_url: https://lendb.ai/lo/richard-caldwell-339446.json
nmls_id: 339446
last_verified: 2026-10-10
---

# Richard Caldwell

Regional Manager at AnnieMac Home Mortgage, Brownsville, TX. NMLS ID 339446 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/339446)).

**Summary:** Richard Caldwell (NMLS 339446) is Regional Manager at AnnieMac Home Mortgage, based in Brownsville, TX. Licensed in Florida, confirmed with the state regulator (license LO60953). Also lists Alabama, Louisiana, North Carolina and Texas on the lender page (not yet checked with the state regulator). Earliest state license record: April 30, 2019 (Florida), per state regulator. States 29 years of experience. Last verified 2026-10-10.

## At a glance

- Earliest state license record: April 30, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 29 (source: https://annie-mac.com/lo/richardcaldwell/, verified 2026-10-10)
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Louisiana (LA, lender_reported), North Carolina (NC, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Richard has over 29 years in financial services, including 25 in leadership roles, and is rooted in South Texas.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- years_experience: 29. Source: https://annie-mac.com/lo/richardcaldwell/, verified 2026-10-10.
- education: Texas A&M University-Kingsville, Bachelor's in Business with a major in Finance. Source: https://annie-mac.com/lo/richardcaldwell/, verified 2026-10-10.
- service_area: South Texas. Source: https://annie-mac.com/lo/richardcaldwell/, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO60953 | active | confirmed | 2019-04-30 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| LA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: AnnieMac Home Mortgage (NMLS 338923), Brownsville, TX. Source: https://annie-mac.com/lo/richardcaldwell/, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/339446

## Contact

- View profile at AnnieMac Home Mortgage: https://annie-mac.com/lo/richardcaldwell/
- Office phone and Email on file: shown at https://lendb.ai/lo/richard-caldwell-339446#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/339446
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://annie-mac.com/lo/richardcaldwell/

Cite as: Richard Caldwell (NMLS 339446), AnnieMac Home Mortgage. LenDb.ai, https://lendb.ai/lo/richard-caldwell-339446, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._