---
canonical_url: https://lendb.ai/lo/richard-chin-1846890
json_url: https://lendb.ai/lo/richard-chin-1846890.json
nmls_id: 1846890
last_verified: 2026-10-30
---

# Richard Chin

Loan officer at West Capital Lending, Inc.. NMLS ID 1846890 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1846890)).

Richard Chin (NMLS 1846890) is a mortgage loan officer at West Capital Lending, Inc., licensed in Oregon since 2019 and in Florida, Texas, California and 5 more states.

**Summary:** Richard Chin (NMLS 1846890) is a loan officer at West Capital Lending, Inc.. Licensed in 9 states confirmed with state regulators: Florida, Texas, California, Delaware, Colorado, Missouri, Iowa, Oregon and 1 more. Earliest state license record: September 13, 2019 (Oregon), per state regulator. Last verified 2026-10-30.

## Quick answers

### Is Richard licensed in Florida?

Yes. Florida regulator records list license LO137021 as active, first effective April 9, 2025 (verified 2026-10-15). LenDb has 8 other states on file for Richard. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Richard work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Richard been licensed?

The earliest state license record LenDb holds for Richard is from September 13, 2019 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: September 13, 2019 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Richard S. Chin (CA, CO, DE, FL, IA, MO, OR, TX, WY, as of 2026-10-30)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Delaware (DE, confirmed), Colorado (CO, confirmed), Missouri (MO, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wyoming (WY, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO137021 | active | confirmed | 2025-04-09 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2022-05-01 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02111271 | active | confirmed |  | state_regulator | 2026-10-24 |
| DE | Delaware regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-30 |
| CO | Colorado regulator | state_license | 100516078 | active | confirmed | 2020-01-24 | state_regulator | 2026-10-16 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| IA | Iowa regulator | state_license | 56069 | active | confirmed | 2026-01-08 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | 1846890 | active | confirmed | 2019-09-13 | state_regulator | 2026-10-20 |
| WY | Wyoming regulator | state_license | 109606 | active | confirmed | 2026-01-09 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1846890

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1846890
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=239417&contact=459403
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Richard Chin (NMLS 1846890), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/richard-chin-1846890, last verified 2026-10-30.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._