---
canonical_url: https://lendb.ai/lo/richard-despain-872894
json_url: https://lendb.ai/lo/richard-despain-872894.json
nmls_id: 872894
last_verified: 2026-10-10
---

# Richard DeSpain

Loan Officer at Edge Home Finance. NMLS ID 872894 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/872894)).

**Summary:** Richard DeSpain (NMLS 872894) is Loan Officer at Edge Home Finance. Lists Arizona on the lender page (not yet checked with the state regulator). Last verified 2026-10-10.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Arizona (AZ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Edge Home Finance (NMLS 891464). Source: https://edgehomefinance.com/team-member/richard-despain/, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/872894

## Contact

- View profile at Edge Home Finance: https://edgehomefinance.com/team-member/richard-despain/
- Office phone and Email on file: shown at https://lendb.ai/lo/richard-despain-872894#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/872894
- lender_site: https://edgehomefinance.com/team-member/richard-despain/

Cite as: Richard DeSpain (NMLS 872894), Edge Home Finance. LenDb.ai, https://lendb.ai/lo/richard-despain-872894, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._