---
canonical_url: https://lendb.ai/lo/richard-farless-2627229
json_url: https://lendb.ai/lo/richard-farless-2627229.json
nmls_id: 2627229
last_verified: 2026-10-09
---

# Richard Farless

Loan Officer at Empire Home Loans, Fair Oaks, CA. NMLS ID 2627229 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2627229)).

**Summary:** Richard Farless (NMLS 2627229) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Lists California on the lender page (not yet checked with the state regulator). States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://www.empirehomeloans.com/team/richard, verified 2026-10-09)
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Richard brings 30+ years of combined experience in real estate, construction, and project management. He was formerly a top-producing Realtor® and team co-founder with deep expertise in financing solutions and closing deals smoothly.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.empirehomeloans.com/team/richard, verified 2026-10-09.
- role: Top-producing Realtor® and team co-founder. Source: https://www.empirehomeloans.com/team/richard, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243), Fair Oaks, CA. Source: https://www.empirehomeloans.com/team/richard, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2627229

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/richard
- Office phone and Email on file: shown at https://lendb.ai/lo/richard-farless-2627229#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2627229
- lender_site: https://www.empirehomeloans.com/team/richard

Cite as: Richard Farless (NMLS 2627229), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/richard-farless-2627229, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._