---
canonical_url: https://lendb.ai/lo/richard-garcia-668616
json_url: https://lendb.ai/lo/richard-garcia-668616.json
nmls_id: 668616
last_verified: 2026-10-09
---

# Richard Garcia

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Scottsdale, AZ. NMLS ID 668616 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/668616)).

**Summary:** Richard Garcia (NMLS 668616) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Scottsdale, AZ. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Self-employed, FHA loan, Jumbo loan and VA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/az/scottsdale/6155-n-scottsdale-rd-hla-668616
- **FHA loan** (`fha`): lender page, confidence 0.35, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/az/scottsdale/6155-n-scottsdale-rd-hla-668616
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/az/scottsdale/6155-n-scottsdale-rd-hla-668616
- **VA loan** (`va`): lender page, confidence 0.13, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/az/scottsdale/6155-n-scottsdale-rd-hla-668616

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Scottsdale, AZ. Source: https://homelendingadvisor.chase.com/az/scottsdale/6155-n-scottsdale-rd-hla-668616, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/668616

## Contact

- linkedin_url: https://www.linkedin.com/in/richard-garcia-71a906302/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/az/scottsdale/6155-n-scottsdale-rd-hla-668616
- Office phone and Email on file: shown at https://lendb.ai/lo/richard-garcia-668616#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/668616
- lender_site: https://homelendingadvisor.chase.com/az/scottsdale/6155-n-scottsdale-rd-hla-668616

Cite as: Richard Garcia (NMLS 668616), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/richard-garcia-668616, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._