---
canonical_url: https://lendb.ai/lo/richard-guthridge-356486
json_url: https://lendb.ai/lo/richard-guthridge-356486.json
nmls_id: 356486
last_verified: 2026-10-24
---

# Richard Guthridge

Loan officer at E Mortgage Capital, Inc.. NMLS ID 356486 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/356486)).

Richard Guthridge (NMLS 356486) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in California since 2010.

**Summary:** Richard Guthridge (NMLS 356486) is a loan officer at E Mortgage Capital, Inc.. Licensed in California, confirmed with the state regulator (license CA-DOC356486). Earliest state license record: December 15, 2010 (California), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Richard licensed in California?

Yes. California regulator records list license CA-DOC356486 as active, first effective December 15, 2010 (verified 2026-10-24). Source: https://dfpi.ca.gov/.

### What lender does Richard work for?

E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-23). Source: https://dfpi.ca.gov/.

### How long has Richard been licensed?

The earliest state license record LenDb holds for Richard is from December 15, 2010 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: December 15, 2010 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Richard M. Guthridge (CA, FL, NV, NY, as of 2026-10-28)
- Licensed in: California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO64331 | expired | confirmed | 2019-09-23 | state_regulator | 2026-10-15 |
| NY | New York regulator | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DOC356486 | active | confirmed | 2010-12-15 | state_regulator | 2026-10-24 |
| NV | Nevada regulator | state_license | NMLO-1192312 | inactive | confirmed | 2022-12-29 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://dfpi.ca.gov/, verified 2026-10-23.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/356486

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/356486
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://mld.nv.gov/

Cite as: Richard Guthridge (NMLS 356486), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/richard-guthridge-356486, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._