---
canonical_url: https://lendb.ai/lo/richard-hearn-221300
json_url: https://lendb.ai/lo/richard-hearn-221300.json
nmls_id: 221300
last_verified: 2026-10-15
---

# Richard Hearn

Senior Loan Officer, Executive Leadership Coach at Intercoastal Mortgage, LLC. NMLS ID 221300 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/221300)).

**Summary:** Richard Hearn (NMLS 221300) is Senior Loan Officer, Executive Leadership Coach at Intercoastal Mortgage, LLC. Licensed in Florida, confirmed with the state regulator (license LO45981). Earliest state license record: August 9, 2017 (Florida), per state regulator. States 17 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: August 9, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 17 (source: http://intercoastalmortgage.com/loan-officer/richard-hearn/, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Richard Hearn is a Senior Loan Officer and Executive Leadership Coach. They state 17 years of experience in the mortgage industry and say they have closed well over a thousand loans. Their page also notes they are a husband and father.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 17. Source: http://intercoastalmortgage.com/loan-officer/richard-hearn/, verified 2026-10-15.
- credential: closed well over a thousand loans. Source: http://intercoastalmortgage.com/loan-officer/richard-hearn/, verified 2026-10-15.
- credential: national recognition as a leading loan officer. Source: http://intercoastalmortgage.com/loan-officer/richard-hearn/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO45981 | active | confirmed | 2017-08-09 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Intercoastal Mortgage, LLC (NMLS 56323). Source: http://intercoastalmortgage.com/loan-officer/richard-hearn/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/221300

## Contact

- View profile at Intercoastal Mortgage, LLC: http://intercoastalmortgage.com/loan-officer/richard-hearn/
- Office phone on file: shown at https://lendb.ai/lo/richard-hearn-221300#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/221300
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: http://intercoastalmortgage.com/loan-officer/richard-hearn/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Richard Hearn (NMLS 221300), Intercoastal Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/richard-hearn-221300, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._