---
canonical_url: https://lendb.ai/lo/richard-henry-208444
json_url: https://lendb.ai/lo/richard-henry-208444.json
nmls_id: 208444
last_verified: 2026-10-09
---

# Richard Henry

Mortgage Loan Officer at Truist Bank, Lake Mary, FL. NMLS ID 208444 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/208444)).

**Summary:** Richard Henry (NMLS 208444) is Mortgage Loan Officer at Truist Bank, based in Lake Mary, FL. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Earliest state license record: March 21, 2018 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 21, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties


## About

Richard Henry is a Mortgage Loan Officer at Truist with more than 33 years of mortgage industry experience in purchase and refinance loans, serving the Lake Mary, FL area.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO51842 | expired | confirmed | 2018-03-21 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Truist Bank (NMLS 399803), Lake Mary, FL. Source: https://www.truist.com/finder/mortgage/richard-t-henry-mortgage-loan-officer-lake-mary-fl-32746, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/208444

## Contact

- View profile at Truist Bank: https://www.truist.com/finder/mortgage/richard-t-henry-mortgage-loan-officer-lake-mary-fl-32746
- Office phone and Email on file: shown at https://lendb.ai/lo/richard-henry-208444#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/208444
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.truist.com/finder/mortgage/richard-t-henry-mortgage-loan-officer-lake-mary-fl-32746

Cite as: Richard Henry (NMLS 208444), Truist Bank. LenDb.ai, https://lendb.ai/lo/richard-henry-208444, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._