---
canonical_url: https://lendb.ai/lo/richard-hepburn-2794571
json_url: https://lendb.ai/lo/richard-hepburn-2794571.json
nmls_id: 2794571
last_verified: 2026-10-09
---

# Richard Hepburn

Credit Solutions Advisor at Bank of America, Stafford, VA. NMLS ID 2794571 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2794571)).

**Summary:** Richard Hepburn (NMLS 2794571) is Credit Solutions Advisor at Bank of America, based in Stafford, VA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 1 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 1 (source: https://mortgage.bankofamerica.com/richard-a-hepburn, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Richard has 1 year of home loan experience and is familiar with a wide range of home loan options.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 1. Source: https://mortgage.bankofamerica.com/richard-a-hepburn, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Bank of America (NMLS 399802), Stafford, VA. Source: https://mortgage.bankofamerica.com/richard-a-hepburn, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2794571

## Contact

- View profile at Bank of America: https://mortgage.bankofamerica.com/richard-a-hepburn
- Office phone on file: shown at https://lendb.ai/lo/richard-hepburn-2794571#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2794571
- lender_site: https://mortgage.bankofamerica.com/richard-a-hepburn

Cite as: Richard Hepburn (NMLS 2794571), Bank of America. LenDb.ai, https://lendb.ai/lo/richard-hepburn-2794571, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._