---
canonical_url: https://lendb.ai/lo/richard-j-english-613161
json_url: https://lendb.ai/lo/richard-j-english-613161.json
nmls_id: 613161
last_verified: 2026-10-09
---

# Richard J English

Home Lending Advisor CD at JPMorgan Chase Bank (Chase Home Lending), Columbus, OH. NMLS ID 613161 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/613161)).

**Summary:** Richard J English (NMLS 613161) is Home Lending Advisor CD at JPMorgan Chase Bank (Chase Home Lending), based in Columbus, OH. Licensed in Florida, confirmed with the state regulator (license LO143414). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: HELOC, Jumbo loan, VA loan and FHA loan. Earliest state license record: December 11, 2025 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: December 11, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **HELOC** (`heloc`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/oh/columbus/3415-vision-drive-hla-613161
- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/oh/columbus/3415-vision-drive-hla-613161
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/oh/columbus/3415-vision-drive-hla-613161
- **FHA loan** (`fha`): lender page, confidence 0.35, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/oh/columbus/3415-vision-drive-hla-613161

## About

Richard has 15 years of experience as a Home Lending Advisor CD and specializes in preapproval, fixed-rate and adjustable-rate mortgages, home equity lines of credit, FHA and VA mortgages, and conforming and jumbo mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Chase Certified in FHA Loans. Source: https://homelendingadvisor.chase.com/oh/columbus/3415-vision-drive-hla-613161, verified 2026-10-09.
- service_area: Nationwide, Columbus OH. Source: https://homelendingadvisor.chase.com/oh/columbus/3415-vision-drive-hla-613161, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO143414 | active | confirmed | 2025-12-11 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Columbus, OH. Source: https://homelendingadvisor.chase.com/oh/columbus/3415-vision-drive-hla-613161, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/613161

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/oh/columbus/3415-vision-drive-hla-613161
- Office phone and Email on file: shown at https://lendb.ai/lo/richard-j-english-613161#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/613161
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://homelendingadvisor.chase.com/oh/columbus/3415-vision-drive-hla-613161

Cite as: Richard J English (NMLS 613161), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/richard-j-english-613161, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._