--- canonical_url: https://lendb.ai/lo/richard-jarvis-1301286 json_url: https://lendb.ai/lo/richard-jarvis-1301286.json nmls_id: 1301286 last_verified: 2026-10-09 --- # Richard Jarvis Branch Manager at Embrace Home Loans, Melville, NY. NMLS ID 1301286 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1301286)). **Summary:** Richard Jarvis (NMLS 1301286) is Branch Manager at Embrace Home Loans, based in Melville, NY. Licensed in Florida, confirmed with the state regulator (license LO132152). Also lists Connecticut, Massachusetts, North Carolina, New Jersey, New York, Pennsylvania, South Carolina, Texas and 1 more on the lender page (not yet checked with the state regulator). Earliest state license record: October 2, 2024 (Florida), per state regulator. Last verified 2026-10-09. ## At a glance - Earliest state license record: October 2, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Connecticut (CT, lender_reported), Massachusetts (MA, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), New York (NY, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported), Texas (TX, lender_reported), Vermont (VT, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## About Ricky Jarvis is a practiced loan officer from Citizens Bank with President's Club honors at both PNC Bank and Citizens Bank. He serves Long Island in Carle Place, Westbury, Garden City, East Meadow, Mineola, and surrounding areas. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - role: Senior Loan Officer from Citizens Bank. Source: https://www.embracehomeloans.com/location/new-york/melville/ricky-jarvis, verified 2026-10-09. - credential: President's Club at PNC Bank and Citizens Bank. Source: https://www.embracehomeloans.com/location/new-york/melville/ricky-jarvis, verified 2026-10-09. - service_area: Long Island, New York including Carle Place, Westbury, Garden City, East Meadow, Mineola, and surrounding areas. Source: https://www.embracehomeloans.com/location/new-york/melville/ricky-jarvis, verified 2026-10-09. - education: Degree in finance from Cortland State University with minor in communications. Source: https://www.embracehomeloans.com/location/new-york/melville/ricky-jarvis, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO132152 | active | confirmed | 2024-10-02 | state_regulator | 2026-10-09 | | CT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Embrace Home Loans (NMLS 2184), Melville, NY. Source: https://www.embracehomeloans.com/location/new-york/melville/ricky-jarvis, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1301286 ## Contact - View profile at Embrace Home Loans: https://www.embracehomeloans.com/location/new-york/melville/ricky-jarvis - Office phone and Email on file: shown at https://lendb.ai/lo/richard-jarvis-1301286#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1301286 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://www.embracehomeloans.com/location/new-york/melville/ricky-jarvis Cite as: Richard Jarvis (NMLS 1301286), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/richard-jarvis-1301286, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._