---
canonical_url: https://lendb.ai/lo/richard-jenkins-864496
json_url: https://lendb.ai/lo/richard-jenkins-864496.json
nmls_id: 864496
last_verified: 2026-10-09
---

# Richard Jenkins

Retail Producing Sales Manager at Truist Bank, Laurel, MD. NMLS ID 864496 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/864496)).

**Summary:** Richard Jenkins (NMLS 864496) is Retail Producing Sales Manager at Truist Bank, based in Laurel, MD. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: VA loan, First-time buyer and Jumbo loan. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://www.truist.com/finder/mortgage/richard-jenkins-retail-producing-sales-manager-laurel-md-20707, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.23, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/richard-jenkins-retail-producing-sales-manager-laurel-md-20707
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/richard-jenkins-retail-producing-sales-manager-laurel-md-20707
- **Jumbo loan** (`jumbo`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/richard-jenkins-retail-producing-sales-manager-laurel-md-20707

## About

Richard Jenkins has over 25 years of industry experience in the DC area. He specializes in customized loans including first-time homebuyer down payment assistance and construction-to-permanent financing, with extended lock programs up to 12 months.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.truist.com/finder/mortgage/richard-jenkins-retail-producing-sales-manager-laurel-md-20707, verified 2026-10-09.
- service_area: DC area. Source: https://www.truist.com/finder/mortgage/richard-jenkins-retail-producing-sales-manager-laurel-md-20707, verified 2026-10-09.
- education: Bachelor of Arts in Political Science from Salisbury University (1984). Source: https://www.truist.com/finder/mortgage/richard-jenkins-retail-producing-sales-manager-laurel-md-20707, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Truist Bank (NMLS 399803), Laurel, MD. Source: https://www.truist.com/finder/mortgage/richard-jenkins-retail-producing-sales-manager-laurel-md-20707, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/864496

## Contact

- View profile at Truist Bank: https://www.truist.com/finder/mortgage/richard-jenkins-retail-producing-sales-manager-laurel-md-20707
- Office phone and Email on file: shown at https://lendb.ai/lo/richard-jenkins-864496#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/864496
- lender_site: https://www.truist.com/finder/mortgage/richard-jenkins-retail-producing-sales-manager-laurel-md-20707

Cite as: Richard Jenkins (NMLS 864496), Truist Bank. LenDb.ai, https://lendb.ai/lo/richard-jenkins-864496, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._