---
canonical_url: https://lendb.ai/lo/richard-kellar-1408611
json_url: https://lendb.ai/lo/richard-kellar-1408611.json
nmls_id: 1408611
last_verified: 2026-10-16
---

# Richard Kellar

Assistant Senior Vice President at The Federal Savings Bank. NMLS ID 1408611 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1408611)).

**Summary:** Richard Kellar (NMLS 1408611) is Assistant Senior Vice President at The Federal Savings Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. The Federal Savings Bank also offers VA loan (a lender program, not confirmed as their own focus). States 8 years of experience. Last verified 2026-10-16.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 8 (source: https://www.thefederalsavingsbank.com/bankers/richard-kellar/, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: The Federal Savings Bank's programs, not confirmed as this person's focus)

- **VA loan** (`va`): verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/

## About

Richard Kellar is a Senior Vice President with over 8 years of experience. They started in quality and underwriting before becoming a loan officer and have been a Chairmen's Club winner three times. Before joining the mortgage industry they served six years in the Air Force as an air transportation craftsman.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- credential: Veteran Lending Specialist (recognition). Source: https://www.thefederalsavingsbank.com/bankers/richard-kellar-2/, verified 2026-10-16.
- years_experience: 8. Source: https://www.thefederalsavingsbank.com/bankers/richard-kellar/, verified 2026-10-16.
- other: started in quality and underwriting before becoming a loan officer. Source: https://www.thefederalsavingsbank.com/bankers/richard-kellar/, verified 2026-10-16.
- education: associate's degree from community college. Source: https://www.thefederalsavingsbank.com/bankers/richard-kellar/, verified 2026-10-16.
- credential: Chairmen's Club winner 3 times. Source: https://www.thefederalsavingsbank.com/bankers/richard-kellar/, verified 2026-10-16.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: The Federal Savings Bank (NMLS 411500). Source: https://www.thefederalsavingsbank.com/bankers/richard-kellar/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1408611

## Contact

- View profile at The Federal Savings Bank: https://www.thefederalsavingsbank.com/bankers/richard-kellar/
- Office phone and Email on file: shown at https://lendb.ai/lo/richard-kellar-1408611#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1408611
- lender_site: https://www.thefederalsavingsbank.com/bankers/richard-kellar/
- lender_site (lender programs): https://www.thefederalsavingsbank.com/

Cite as: Richard Kellar (NMLS 1408611), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/richard-kellar-1408611, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._