---
canonical_url: https://lendb.ai/lo/richard-kromer-2038530
json_url: https://lendb.ai/lo/richard-kromer-2038530.json
nmls_id: 2038530
last_verified: 2026-10-09
---

# Rick Kromer

Loan Officer at CrossCountry Mortgage, Tinton Falls, NJ. NMLS ID 2038530 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2038530)).

**Summary:** Rick Kromer (NMLS 2038530) is Loan Officer at CrossCountry Mortgage, based in Tinton Falls, NJ. Lists New Jersey on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor, FHA loan and First-time buyer. Licensed since 2021 (per Florida records). States 6 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 6 (source: https://crosscountrymortgage.com/tinton-falls-nj-4485/richard-kromer/, verified 2026-10-09)
- Licensed in: New Jersey (NJ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.88, verified 2026-10-09. Source: https://crosscountrymortgage.com/tinton-falls-nj-4485/richard-kromer/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/tinton-falls-nj-4485/richard-kromer/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/tinton-falls-nj-4485/richard-kromer/

## About

Rick Kromer has more than six years of mortgage industry experience, known for reliability and clear communication with first-time homebuyers, homeowners, and investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 6. Source: https://crosscountrymortgage.com/tinton-falls-nj-4485/richard-kromer/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO93477 | expired | confirmed | 2021-08-24 | state_regulator | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Tinton Falls, NJ. Source: https://crosscountrymortgage.com/tinton-falls-nj-4485/richard-kromer/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2038530

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/tinton-falls-nj-4485/richard-kromer/
- Office phone and Email on file: shown at https://lendb.ai/lo/richard-kromer-2038530#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2038530
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/tinton-falls-nj-4485/richard-kromer/

Cite as: Rick Kromer (NMLS 2038530), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/richard-kromer-2038530, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._