---
canonical_url: https://lendb.ai/lo/richard-lanes-255571
json_url: https://lendb.ai/lo/richard-lanes-255571.json
nmls_id: 255571
last_verified: 2026-10-09
---

# Rich Lanes

Loan Officer at C2 Financial Corporation. NMLS ID 255571 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/255571)).

**Summary:** Rich Lanes (NMLS 255571) is Loan Officer at C2 Financial Corporation. Licensed in Florida, confirmed with the state regulator (license LO69689). Also lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and Jumbo loan. Earliest state license record: April 22, 2020 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 22, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://c2financial.com/find-a-loan-officer/rlanes/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://c2financial.com/find-a-loan-officer/rlanes/

## About

Rich transitioned from aerospace engineering in 1993 to become a mortgage professional, driven by wanting to treat clients better than he had been treated. He was President of the San Diego Association of Mortgage Brokers (1998-2000) and has been a top 5% producer at C2 Financial.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Bachelor of Science and Master of Science in Mechanical Engineering from University of Virginia (1980, 1982). Source: https://c2financial.com/find-a-loan-officer/rlanes/, verified 2026-10-09.
- role: President of the San Diego Association of Mortgage Brokers. Source: https://c2financial.com/find-a-loan-officer/rlanes/, verified 2026-10-09.
- credential: FIVE STAR Best in Client Satisfaction, Mortgage Professional (2010-2024). Source: https://c2financial.com/find-a-loan-officer/rlanes/, verified 2026-10-09.
- credential: Mortgage Executives Top 1% Mortgage Originators in America (2020). Source: https://c2financial.com/find-a-loan-officer/rlanes/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO69689 | active | confirmed | 2020-04-22 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: C2 Financial Corporation (NMLS 135622). Source: https://c2financial.com/find-a-loan-officer/rlanes/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/255571

## Contact

- View profile at C2 Financial Corporation: https://c2financial.com/find-a-loan-officer/rlanes/
- Office phone and Email on file: shown at https://lendb.ai/lo/richard-lanes-255571#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/255571
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://c2financial.com/find-a-loan-officer/rlanes/

Cite as: Rich Lanes (NMLS 255571), C2 Financial Corporation. LenDb.ai, https://lendb.ai/lo/richard-lanes-255571, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._