---
canonical_url: https://lendb.ai/lo/richard-lindsay-1085250
json_url: https://lendb.ai/lo/richard-lindsay-1085250.json
nmls_id: 1085250
last_verified: 2026-10-09
---

# Rick Lindsay

Branch Manager at CrossCountry Mortgage, Dardenne Prairie, MO. NMLS ID 1085250 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1085250)).

**Summary:** Rick Lindsay (NMLS 1085250) is Branch Manager at CrossCountry Mortgage, based in Dardenne Prairie, MO. Licensed in Florida, confirmed with the state regulator (license LO120452). Also lists California, Illinois, Indiana, Kansas, Kentucky and Missouri on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan. Licensed since 2023 (per Florida records). States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 30 (source: https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Missouri (MO, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/

## About

Rick is a Navy submarine veteran with 30 years as a loan officer and entrepreneur. He specializes in VA loans, portfolio loans for the self-employed, asset-based loans, bank statement loans, and investment properties.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/, verified 2026-10-09.
- role: Military service: US Navy Submarine Force veteran; business owner and trainer in mortgage and financial services. Source: https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/, verified 2026-10-09.
- credential: Certified Homes for Heroes Mortgage Consultant. Source: https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/, verified 2026-10-09.
- community: Supports Joshua Chamberlain Society (adopting fallen and wounded military heroes and families), Veteran's Community Project (transitional housing and re-integration training). Source: https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO120452 | active | confirmed | 2023-06-02 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Dardenne Prairie, MO. Source: https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1085250

## Contact

- linkedin_url: https://www.linkedin.com/in/rick-lindsay-3a463913/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/
- Office phone and Email on file: shown at https://lendb.ai/lo/richard-lindsay-1085250#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1085250
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/

Cite as: Rick Lindsay (NMLS 1085250), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/richard-lindsay-1085250, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._