---
canonical_url: https://lendb.ai/lo/richard-mccracken-314177
json_url: https://lendb.ai/lo/richard-mccracken-314177.json
nmls_id: 314177
last_verified: 2026-10-15
---

# Richard McCracken

Loan Originator at Mortgage Solutions of Colorado, LLC. NMLS ID 314177 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/314177)).

**Summary:** Richard McCracken (NMLS 314177) is Loan Originator at Mortgage Solutions of Colorado, LLC. Lists Colorado and Oklahoma on the lender page (not yet checked with the state regulator). States 10 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 10 (source: https://mortgagesolutions.net/loan-officers/richard-mccracken/, verified 2026-10-15)
- Licensed in: Colorado (CO, lender_reported), Oklahoma (OK, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Richard has over 10 years of mortgage financing experience and says clients know them for personal care and dedication.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 10. Source: https://mortgagesolutions.net/loan-officers/richard-mccracken/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Mortgage Solutions of Colorado, LLC (NMLS 61602). Source: https://mortgagesolutions.net/loan-officers/richard-mccracken/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/314177

## Contact

- linkedin_url: https://www.linkedin.com/in/richardmccracken1 (source: lender_site, verified 2026-10-15)
- View profile at Mortgage Solutions of Colorado, LLC: https://mortgagesolutions.net/loan-officers/richard-mccracken/
- Office phone and Email on file: shown at https://lendb.ai/lo/richard-mccracken-314177#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/314177
- lender_site: https://mortgagesolutions.net/loan-officers/richard-mccracken/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Richard McCracken (NMLS 314177), Mortgage Solutions of Colorado, LLC. LenDb.ai, https://lendb.ai/lo/richard-mccracken-314177, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._