---
canonical_url: https://lendb.ai/lo/richard-montoya-jr-418702
json_url: https://lendb.ai/lo/richard-montoya-jr-418702.json
nmls_id: 418702
last_verified: 2026-10-09
---

# Richard Montoya Jr

Branch Manager at Guild Mortgage, Las Cruces, NM. NMLS ID 418702 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/418702)).

**Summary:** Richard Montoya Jr (NMLS 418702) is Branch Manager at Guild Mortgage, based in Las Cruces, NM. Lists New Mexico on the lender page (not yet checked with the state regulator). States 24 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 24 (source: https://branches.guildmortgage.com/nm/lascruces/richard-montoya-jr-417-aqrmo.html, verified 2026-10-09)
- Licensed in: New Mexico (NM, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Native to Las Cruces, NM with 24 years' experience in local financial services. Opening and growing the Guild Mortgage branch throughout New Mexico and El Paso, TX.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 24. Source: https://branches.guildmortgage.com/nm/lascruces/richard-montoya-jr-417-aqrmo.html, verified 2026-10-09.
- role: Opening a local Guild Mortgage Branch in Las Cruces. Source: https://branches.guildmortgage.com/nm/lascruces/richard-montoya-jr-417-aqrmo.html, verified 2026-10-09.
- service_area: Las Cruces, New Mexico and El Paso, Texas. Source: https://branches.guildmortgage.com/nm/lascruces/richard-montoya-jr-417-aqrmo.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Las Cruces, NM. Source: https://branches.guildmortgage.com/nm/lascruces/richard-montoya-jr-417-aqrmo.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/418702

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/nm/lascruces/richard-montoya-jr-417-aqrmo.html
- Office phone and Email on file: shown at https://lendb.ai/lo/richard-montoya-jr-418702#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/418702
- lender_site: https://branches.guildmortgage.com/nm/lascruces/richard-montoya-jr-417-aqrmo.html

Cite as: Richard Montoya Jr (NMLS 418702), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/richard-montoya-jr-418702, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._