---
canonical_url: https://lendb.ai/lo/richard-opperman-146231
json_url: https://lendb.ai/lo/richard-opperman-146231.json
nmls_id: 146231
last_verified: 2026-10-09
---

# Richard Opperman

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Wesley Chapel, FL. NMLS ID 146231 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/146231)).

**Summary:** Richard Opperman (NMLS 146231) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Wesley Chapel, FL. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: FHA loan. Licensed since 2020 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2020 (per Florida records). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/wesley-chapel/32106-pioneering-pl-hla-146231

## Facts from the lender page and intro

- service_area: Pasco and surrounding counties. Source: https://homelendingadvisor.chase.com/fl/wesley-chapel/32106-pioneering-pl-hla-146231, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO74441 | expired | confirmed | 2020-09-17 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Wesley Chapel, FL. Source: https://homelendingadvisor.chase.com/fl/wesley-chapel/32106-pioneering-pl-hla-146231, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/146231

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/fl/wesley-chapel/32106-pioneering-pl-hla-146231
- Office phone and Email on file: shown at https://lendb.ai/lo/richard-opperman-146231#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/146231
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://homelendingadvisor.chase.com/fl/wesley-chapel/32106-pioneering-pl-hla-146231

Cite as: Richard Opperman (NMLS 146231), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/richard-opperman-146231, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._