{
  "canonical_url": "https://lendb.ai/lo/richard-peters-1779146",
  "lede": {
    "text": "Rich Peters (NMLS 1779146) is a Mortgage Loan Officer at Home Access Financial, LLC in Tampa, Florida, licensed in Florida since 2019 and in Texas and California. Rich works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Rich licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO60009 as active, first effective March 20, 2019 (verified 2026-10-15). LenDb has 2 other states on file for Rich.",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What lender does Rich work for, and is it FHA-approved?",
      "a": "Home Access Financial, LLC, company NMLS 1516011, from the Tampa, FL office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://homeaccessfinancial.com/Rich-Peters",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Rich been licensed?",
      "a": "The earliest state license record LenDb holds for Rich is from March 20, 2019 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Rich states 9 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1779146,
    "slug": "richard-peters-1779146",
    "canonical_url": "https://lendb.ai/lo/richard-peters-1779146",
    "md_url": "https://lendb.ai/lo/richard-peters-1779146.md",
    "json_url": "https://lendb.ai/lo/richard-peters-1779146.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1779146",
    "full_name": {
      "value": "Rich Peters",
      "source": "state_regulator",
      "source_url": "https://homeaccessfinancial.com/Rich-Peters",
      "verified_at": "2026-10-15"
    },
    "first_name": "Rich",
    "last_name": "Peters",
    "licensed_names": [
      {
        "name": "Richard Peters",
        "name_with_middle_initial": "Richard M. Peters",
        "first_name": "Richard",
        "middle_initial": "M",
        "last_name": "Peters",
        "states": [
          "CA",
          "FL",
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-22"
      }
    ],
    "headshot_url": null,
    "bio": {
      "value": "Rich Peters has 9 years of industry experience and specializes in both residential and commercial financing. Their background includes work as an active Realtor, and they are involved in the Florida real estate community. Outside work they enjoy planning vacations with their wife and staying active at the gym.",
      "source": "state_regulator",
      "source_url": "https://homeaccessfinancial.com/Rich-Peters",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Mortgage Loan Officer",
      "source": "state_regulator",
      "source_url": "https://homeaccessfinancial.com/Rich-Peters",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://homeaccessfinancial.com/Rich-Peters",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 9,
      "source": "lender_site",
      "source_url": "https://homeaccessfinancial.com/Rich-Peters",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 1516011,
      "lender_name": "Home Access Financial, LLC",
      "lender_slug": "home-access-financial-llc-1516011",
      "branch_city": "Tampa",
      "branch_state": "FL",
      "branch_zip": "33602",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://homeaccessfinancial.com/Rich-Peters",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://homeaccessfinancial.com/Rich-Peters",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1516011,
        "lender_name": "Home Access Financial, LLC",
        "lender_slug": "home-access-financial-llc-1516011",
        "branch_city": "Tampa",
        "branch_state": "FL",
        "branch_zip": "33602",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://homeaccessfinancial.com/Rich-Peters",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://homeaccessfinancial.com/Rich-Peters",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO60009",
        "status": "active",
        "issued_at": "2019-03-20",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2025-08-21",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI1779146",
        "status": "active",
        "issued_at": "2026-07-27",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/rich-peters/",
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/Rich-Peters",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "9",
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/Rich-Peters",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "active Realtor",
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/Rich-Peters",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "Florida real estate community involvement",
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/Rich-Peters",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-24",
    "updated_at": "2026-10-24 19:28:56.294761+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/richard-peters-1779146#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://homeaccessfinancial.com/Rich-Peters",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2019-03-20",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2019,
      "state": "FL"
    },
    "federal_registration": null
  }
}