---
canonical_url: https://lendb.ai/lo/richard-roseman-413840
json_url: https://lendb.ai/lo/richard-roseman-413840.json
nmls_id: 413840
last_verified: 2026-10-15
---

# Richard Roseman

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Boston, MA. NMLS ID 413840 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/413840)).

**Summary:** Richard Roseman (NMLS 413840) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Boston, MA. Focus areas shown on the lender page: First-time buyer, Jumbo loan, Self-employed, FHA loan and VA loan. Earliest state license record: February 9, 2022 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: February 9, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.80, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/richard-roseman-413840
- **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.80, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/richard-roseman-413840
- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.80, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/richard-roseman-413840
- **FHA loan** (`fha`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/richard-roseman-413840
- **VA loan** (`va`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/richard-roseman-413840

## About

Richard Roseman has worked in the mortgage industry since 2000 and focuses on jumbo, first-time buyer, FHA, VA and self-employed borrower loans. Based at the Boston branch.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: since 2000. Source: https://www.grarate.com/loan-officers/richard-roseman-413840, verified 2026-10-15.
- credential: Outstanding Sales Award (Top 10% Producers by Volume). Source: https://www.grarate.com/loan-officers/richard-roseman-413840, verified 2026-10-15.
- education: Northeastern University. Source: https://www.grarate.com/loan-officers/richard-roseman-413840, verified 2026-10-15.
- community: Coaches youth soccer; active at his temple. Source: https://www.grarate.com/loan-officers/richard-roseman-413840, verified 2026-10-15.
- other: Prior career: entrepreneur (start-up companies) and ten years in direct marketing. Source: https://www.grarate.com/loan-officers/richard-roseman-413840, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO101961 | expired | confirmed | 2022-02-09 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Boston, MA. Source: https://www.grarate.com/loan-officers/richard-roseman-413840, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/413840

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/richard-roseman-413840
- Office phone and Email on file: shown at https://lendb.ai/lo/richard-roseman-413840#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/413840
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.grarate.com/loan-officers/richard-roseman-413840
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Richard Roseman (NMLS 413840), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/richard-roseman-413840, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._