---
canonical_url: https://lendb.ai/lo/richard-smith-285934
json_url: https://lendb.ai/lo/richard-smith-285934.json
nmls_id: 285934
last_verified: 2026-10-09
---

# Richard Smith

Senior Loan Officer at Guild Mortgage, Denver, CO. NMLS ID 285934 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/285934)).

**Summary:** Richard Smith (NMLS 285934) is Senior Loan Officer at Guild Mortgage, based in Denver, CO. Lists Colorado and Texas on the lender page (not yet checked with the state regulator). States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://branches.guildmortgage.com/co/denver/richard-smith-657-chrs.html, verified 2026-10-09)
- Licensed in: Colorado (CO, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Certified mortgage planner with 25+ years of experience dedicated to homeownership solutions. Known for national Star Professionals Award recognition for 13 consecutive years.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://branches.guildmortgage.com/co/denver/richard-smith-657-chrs.html, verified 2026-10-09.
- credential: Certified Mortgage Planner. Source: https://branches.guildmortgage.com/co/denver/richard-smith-657-chrs.html, verified 2026-10-09.
- credential: Star Professionals Award recipient for 13 consecutive years since 2010; one of only 14 mortgage originators in Colorado with this distinction. Source: https://branches.guildmortgage.com/co/denver/richard-smith-657-chrs.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Denver, CO. Source: https://branches.guildmortgage.com/co/denver/richard-smith-657-chrs.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/285934

## Contact

- linkedin_url: https://www.linkedin.com/in/richard-smith-5052219/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/co/denver/richard-smith-657-chrs.html
- Office phone and Email on file: shown at https://lendb.ai/lo/richard-smith-285934#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/285934
- lender_site: https://branches.guildmortgage.com/co/denver/richard-smith-657-chrs.html

Cite as: Richard Smith (NMLS 285934), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/richard-smith-285934, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._