{
  "canonical_url": "https://lendb.ai/lo/richard-taylor-1603145",
  "lede": {
    "text": "Based in Honolulu, Hawaii, Richard Taylor (NMLS 1603145) is a Senior Loan Officer at Kama'aina Mortgage Group Inc., serving California, Colorado, Florida and 5 more states. Richard's focus, from their own profile, includes first-time buyer and VA loan.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Richard licensed in Hawaii?",
      "a": "Kama'aina Mortgage Group Inc.'s page for Richard lists Hawaii. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 7 other states on file for Richard.",
      "fields": [
        "licenses"
      ],
      "source": "lender page",
      "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
      "verified_at": "2026-10-15"
    },
    {
      "q": "Does Richard list first-time buyer as a focus?",
      "a": "Richard's profile lists first-time buyer as a focus (from their lender profile page). It also lists VA loan.",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Richard work for?",
      "a": "Kama'aina Mortgage Group Inc., company NMLS 1276471, from the Honolulu, HI office, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1603145,
    "slug": "richard-taylor-1603145",
    "canonical_url": "https://lendb.ai/lo/richard-taylor-1603145",
    "md_url": "https://lendb.ai/lo/richard-taylor-1603145.md",
    "json_url": "https://lendb.ai/lo/richard-taylor-1603145.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1603145",
    "full_name": {
      "value": "Richard Taylor",
      "source": "lender_site",
      "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
      "verified_at": "2026-10-15"
    },
    "first_name": "Richard",
    "last_name": "Taylor",
    "headshot_url": {
      "value": "https://cdn.prod.website-files.com/692ed72deeca580e1cf7f297/6a146de4e35f74fe6bb6aeeb_Richard%20Taylor%201.webp",
      "source": "lender_site",
      "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Senior Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1276471,
      "lender_name": "Kama'aina Mortgage Group Inc.",
      "lender_slug": "kama-aina-mortgage-group-inc-1276471",
      "branch_city": "Honolulu",
      "branch_state": "HI",
      "branch_zip": "96813",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.kmghawaii.com/team-member/richard-taylor",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1276471,
        "lender_name": "Kama'aina Mortgage Group Inc.",
        "lender_slug": "kama-aina-mortgage-group-inc-1276471",
        "branch_city": "Honolulu",
        "branch_state": "HI",
        "branch_zip": "96813",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.kmghawaii.com/team-member/richard-taylor",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "HI",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "NV",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2017",
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "role",
        "value": "moved to wholesale lending in 2019",
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "education",
        "value": "attended the University of Hawaii",
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 18:25:24.343324+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/richard-taylor-1603145#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.kmghawaii.com/team-member/richard-taylor",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}