--- canonical_url: https://lendb.ai/lo/richard-williams-1216580 json_url: https://lendb.ai/lo/richard-williams-1216580.json nmls_id: 1216580 last_verified: 2026-10-09 --- # Rick Williams Certified Reverse Mortgage Professional at CrossCountry Mortgage, Newport Beach, CA. NMLS ID 1216580 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1216580)). **Summary:** Rick Williams (NMLS 1216580) is Certified Reverse Mortgage Professional at CrossCountry Mortgage, based in Newport Beach, CA. Licensed in Florida, confirmed with the state regulator (license LO127873). Also lists California, Colorado, Connecticut, District of Columbia, Delaware, Georgia, Kansas, Maine and 5 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage. Licensed since 2024 (per Florida records). Last verified 2026-10-09. ## At a glance - Licensed since 2024 (per Florida records). This is license history on file, not total experience. - Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Colorado (CO, lender_reported), Connecticut (CT, lender_reported), District of Columbia (DC, lender_reported), Delaware (DE, lender_reported), Georgia (GA, lender_reported), Kansas (KS, lender_reported), Maine (ME, lender_reported), Minnesota (MN, lender_reported), Montana (MT, lender_reported), Oregon (OR, lender_reported), Pennsylvania (PA, lender_reported), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **Reverse mortgage** (`reverse`): lender page, confidence 0.85, verified 2026-10-09. Source: https://crosscountrymortgage.com/newport-beach-ca-4875/richard-williams/ ## About Loan officer specializing in reverse mortgages with a personalized, client-focused approach and commitment to integrity since joining the mortgage industry in 2000. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: since 2000. Source: https://crosscountrymortgage.com/newport-beach-ca-4875/richard-williams/, verified 2026-10-09. - credential: Certified Reverse Mortgage Professional. Source: https://crosscountrymortgage.com/newport-beach-ca-4875/richard-williams/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO127873 | active | confirmed | 2024-04-17 | state_regulator | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | DC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | DE | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ME | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Newport Beach, CA. Source: https://crosscountrymortgage.com/newport-beach-ca-4875/richard-williams/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1216580 ## Contact - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/newport-beach-ca-4875/richard-williams/ - Office phone and Email on file: shown at https://lendb.ai/lo/richard-williams-1216580#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1216580 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - lender_site: https://crosscountrymortgage.com/newport-beach-ca-4875/richard-williams/ Cite as: Rick Williams (NMLS 1216580), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/richard-williams-1216580, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._