---
canonical_url: https://lendb.ai/lo/rick-a-munch-659470
json_url: https://lendb.ai/lo/rick-a-munch-659470.json
nmls_id: 659470
last_verified: 2026-10-09
---

# Rick A. Munch

Mortgage Loan Officer at Truist Bank, Sterling, VA. NMLS ID 659470 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/659470)).

**Summary:** Rick A. Munch (NMLS 659470) is Mortgage Loan Officer at Truist Bank, based in Sterling, VA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Jumbo loan and Physician and medical professional. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.09, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/rick-a-munch-mortgage-loan-officer-sterling-va-20165
- **Physician and medical professional** (`physician`): lender page, confidence 0.09, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/rick-a-munch-mortgage-loan-officer-sterling-va-20165

## About

Rick Munch has more than 36 years of mortgage industry experience helping clients achieve homeownership. He offers expertise in new home purchases, jumbo loans, refinancing, and specialized physician financing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Truist Bank (NMLS 399803), Sterling, VA. Source: https://www.truist.com/finder/mortgage/rick-a-munch-mortgage-loan-officer-sterling-va-20165, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/659470

## Contact

- View profile at Truist Bank: https://www.truist.com/finder/mortgage/rick-a-munch-mortgage-loan-officer-sterling-va-20165
- Office phone and Email on file: shown at https://lendb.ai/lo/rick-a-munch-659470#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/659470
- lender_site: https://www.truist.com/finder/mortgage/rick-a-munch-mortgage-loan-officer-sterling-va-20165

Cite as: Rick A. Munch (NMLS 659470), Truist Bank. LenDb.ai, https://lendb.ai/lo/rick-a-munch-659470, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._