---
canonical_url: https://lendb.ai/lo/rick-almeida-357522
json_url: https://lendb.ai/lo/rick-almeida-357522.json
nmls_id: 357522
last_verified: 2026-10-09
---

# Rick Almeida

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Miami, FL. NMLS ID 357522 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/357522)).

**Summary:** Rick Almeida (NMLS 357522) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Miami, FL. Licensed in Florida, confirmed with the state regulator (license LO3911). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Self-employed and Jumbo loan. Speaks Spanish. Licensed since 2011 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2011 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/miami/1450-brickell-ave-hla-357522
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/miami/1450-brickell-ave-hla-357522

## About

Rick has 30 years of experience as a Senior Home Lending Advisor serving clients nationwide. Fluent in Spanish, he specializes in lending to self-employed clients and adjustable-rate mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: nationwide. Source: https://homelendingadvisor.chase.com/fl/miami/1450-brickell-ave-hla-357522, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO3911 | active | confirmed | 2011-03-15 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Miami, FL. Source: https://homelendingadvisor.chase.com/fl/miami/1450-brickell-ave-hla-357522, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/357522

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/fl/miami/1450-brickell-ave-hla-357522
- Office phone and Email on file: shown at https://lendb.ai/lo/rick-almeida-357522#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/357522
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://homelendingadvisor.chase.com/fl/miami/1450-brickell-ave-hla-357522

Cite as: Rick Almeida (NMLS 357522), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/rick-almeida-357522, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._