---
canonical_url: https://lendb.ai/lo/rick-bui-309803
json_url: https://lendb.ai/lo/rick-bui-309803.json
nmls_id: 309803
last_verified: 2026-10-09
---

# Rick Bui

Mortgage Advisor at Xpert Home Lending, CA. NMLS ID 309803 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/309803)).

**Summary:** Rick Bui (NMLS 309803) is Mortgage Advisor at Xpert Home Lending, based in California. Lists California on the lender page (not yet checked with the state regulator). States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 30 (source: https://xperthomelending.com/loan-directory/rick-bui, verified 2026-10-09)
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Rick has 28+ years of mortgage lending experience focused on understanding each borrower's unique situation. He specializes in residential and investment lending including FHA, VA, conventional, jumbo, renovation, construction, HELOC, non-QM, DSCR, and bank statement loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://xperthomelending.com/loan-directory/rick-bui, verified 2026-10-09.
- years_experience: 28+. Source: https://xperthomelending.com/loan-directory/rick-bui, verified 2026-10-09.
- service_area: CA. Source: https://xperthomelending.com/loan-directory/rick-bui, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191), CA. Source: https://xperthomelending.com/loan-directory/rick-bui, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/309803

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/rick-bui
- Office phone and Email on file: shown at https://lendb.ai/lo/rick-bui-309803#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/309803
- lender_site: https://xperthomelending.com/loan-directory/rick-bui

Cite as: Rick Bui (NMLS 309803), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/rick-bui-309803, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._