---
canonical_url: https://lendb.ai/lo/rick-carter-226168
json_url: https://lendb.ai/lo/rick-carter-226168.json
nmls_id: 226168
last_verified: 2026-10-27
---

# Rick Carter

Loan officer at THE TURNKEY FOUNDATION INC., Murray, UT. NMLS ID 226168 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/226168)).

Based in Murray, Utah, Rick Carter (NMLS 226168) is a mortgage loan officer at THE TURNKEY FOUNDATION INC., licensed in Wyoming since 2016 and in Texas, Oregon and Wisconsin.

**Summary:** Rick Carter (NMLS 226168) is a loan officer at THE TURNKEY FOUNDATION INC., based in Murray, UT. Licensed in 4 states confirmed with state regulators: Texas, Oregon, Wisconsin and Wyoming. Earliest state license record: February 5, 2016 (Wyoming), per state regulator. Last verified 2026-10-27.

## Quick answers

### Is Rick licensed in Texas?

Yes. Texas regulator records list a license as active, first effective February 9, 2016 (verified 2026-10-13). LenDb has 3 other states on file for Rick. Source: https://www.sml.texas.gov/.

### What lender does Rick work for?

THE TURNKEY FOUNDATION INC., company NMLS 236669, from the Murray, UT office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Rick been licensed?

The earliest state license record LenDb holds for Rick is from February 5, 2016 (Wyoming regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://wyomingbankingdivision.wyo.gov/.

## At a glance

- Earliest state license record: February 5, 2016 (Wyoming), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Rick A. Carter (FL, OR, TX, WY, as of 2026-10-27)
- Licensed in: Texas (TX, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Wyoming (WY, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO64252 | expired | confirmed | 2019-09-19 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2016-02-09 | state_regulator | 2026-10-13 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-06-10 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 226168 | active | confirmed | 2025-05-14 | state_regulator | 2026-10-21 |
| WY | Wyoming regulator | state_license | 4278 | active | confirmed | 2016-02-05 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: THE TURNKEY FOUNDATION INC. (NMLS 236669), Murray, UT. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/226168

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/226168
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Rick Carter (NMLS 226168), THE TURNKEY FOUNDATION INC.. LenDb.ai, https://lendb.ai/lo/rick-carter-226168, last verified 2026-10-27.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._