---
canonical_url: https://lendb.ai/lo/rikki-howland-949402
json_url: https://lendb.ai/lo/rikki-howland-949402.json
nmls_id: 949402
last_verified: 2026-10-09
---

# Rikki Howland

Loan Officer at Union Home Mortgage, Monroe, MI. NMLS ID 949402 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/949402)).

**Summary:** Rikki Howland (NMLS 949402) is Loan Officer at Union Home Mortgage, based in Monroe, MI. Lists Michigan and Ohio on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Michigan (MI, lender_reported), Ohio (OH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Rikki has been with Union Home Mortgage since 2012 and is actively involved in the Monroe, Michigan community. They graduated from Adrian College in 2007 with a degree in Business Marketing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2012. Source: https://www.uhm.com/loan-officers/rikki-howland/, verified 2026-10-09.
- education: Adrian College, Business Marketing degree. Source: https://www.uhm.com/loan-officers/rikki-howland/, verified 2026-10-09.
- service_area: Adrian, Michigan. Source: https://www.uhm.com/loan-officers/rikki-howland/, verified 2026-10-09.
- community: actively involved with local organizations. Source: https://www.uhm.com/loan-officers/rikki-howland/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MI | state_license | 949402 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | MLO.049866.000 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Monroe, MI. Source: https://www.uhm.com/loan-officers/rikki-howland/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/949402

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/rikki-howland/
- Office phone and Email on file: shown at https://lendb.ai/lo/rikki-howland-949402#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/949402
- lender_site: https://www.uhm.com/loan-officers/rikki-howland/

Cite as: Rikki Howland (NMLS 949402), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/rikki-howland-949402, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._