{
  "canonical_url": "https://lendb.ai/lo/rl-kyker-225433",
  "loan_officer": {
    "nmls_id": 225433,
    "slug": "rl-kyker-225433",
    "canonical_url": "https://lendb.ai/lo/rl-kyker-225433",
    "md_url": "https://lendb.ai/lo/rl-kyker-225433.md",
    "json_url": "https://lendb.ai/lo/rl-kyker-225433.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/225433",
    "full_name": {
      "value": "RL Kyker",
      "source": "lender_site",
      "source_url": "https://firsthome.com/loan-officers/rl-kyker/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Rl",
    "last_name": "Kyker",
    "headshot_url": {
      "value": "https://firsthome.com/wp-content/uploads/2023/05/Kyker-RL-Headshot-4.png",
      "source": "lender_site",
      "source_url": "https://firsthome.com/loan-officers/rl-kyker/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "RL has served the community's mortgage financing needs for over 16 years, known for exceptional service, clear communication, and on-time closings. They focus on helping first-time homebuyers, second home purchases, and refinances.",
      "source": "lender_site",
      "source_url": "https://firsthome.com/loan-officers/rl-kyker/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Branch Sales Manager",
      "source": "lender_site",
      "source_url": "https://firsthome.com/loan-officers/rl-kyker/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://firsthome.com/loan-officers/rl-kyker/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 71603,
      "lender_name": "First Home Mortgage",
      "lender_slug": "first-home-mortgage-71603",
      "branch_city": "Westminster",
      "branch_state": "MD",
      "branch_zip": "21157",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://firsthome.com/loan-officers/rl-kyker/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://firsthome.com/loan-officers/rl-kyker/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 71603,
        "lender_name": "First Home Mortgage",
        "lender_slug": "first-home-mortgage-71603",
        "branch_city": "Westminster",
        "branch_state": "MD",
        "branch_zip": "21157",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://firsthome.com/loan-officers/rl-kyker/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://firsthome.com/loan-officers/rl-kyker/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://firsthome.com/loan-officers/rl-kyker/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "over 16 years",
        "source": "lender_site",
        "source_url": "https://firsthome.com/loan-officers/rl-kyker/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Known for exceptional service and availability; closes on time, every time, with no last-minute surprises",
        "source": "lender_site",
        "source_url": "https://firsthome.com/loan-officers/rl-kyker/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Local, lives and works in the communities they serve; treats clients like neighbors",
        "source": "lender_site",
        "source_url": "https://firsthome.com/loan-officers/rl-kyker/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 07:28:02.577736+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/rl-kyker-225433#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://firsthome.com/loan-officers/rl-kyker/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}