---
canonical_url: https://lendb.ai/lo/rob-frey-147464
json_url: https://lendb.ai/lo/rob-frey-147464.json
nmls_id: 147464
last_verified: 2026-10-09
---

# Rob Frey

Senior Loan Officer at Guild Mortgage, York, PA. NMLS ID 147464 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/147464)).

**Summary:** Rob Frey (NMLS 147464) is Senior Loan Officer at Guild Mortgage, based in York, PA. Lists Pennsylvania on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan and Down payment assistance. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://branches.guildmortgage.com/pa/york/rob-frey-904-rgrgr.html, verified 2026-10-09)
- Licensed in: Pennsylvania (PA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.48, verified 2026-10-09. Source: https://branches.guildmortgage.com/pa/york/rob-frey-904-rgrgr.html
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.17, verified 2026-10-09. Source: https://branches.guildmortgage.com/pa/york/rob-frey-904-rgrgr.html

## About

Rob Frey brings over 20 years of mortgage experience and an Accounting degree from Penn State. They specialize in first-time homebuyers, jumbo borrowers, and investors, including multi-family properties.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://branches.guildmortgage.com/pa/york/rob-frey-904-rgrgr.html, verified 2026-10-09.
- education: Degree in Accounting from Penn State. Source: https://branches.guildmortgage.com/pa/york/rob-frey-904-rgrgr.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), York, PA. Source: https://branches.guildmortgage.com/pa/york/rob-frey-904-rgrgr.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/147464

## Contact

- linkedin_url: https://www.linkedin.com/in/robert-frey-7a093b1/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/pa/york/rob-frey-904-rgrgr.html
- Office phone and Email on file: shown at https://lendb.ai/lo/rob-frey-147464#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/147464
- lender_site: https://branches.guildmortgage.com/pa/york/rob-frey-904-rgrgr.html

Cite as: Rob Frey (NMLS 147464), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/rob-frey-147464, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._