---
canonical_url: https://lendb.ai/lo/robert-baker-474314
json_url: https://lendb.ai/lo/robert-baker-474314.json
nmls_id: 474314
last_verified: 2026-10-09
---

# Robert Jennings Baker III

Branch Manager at Guild Mortgage, Elgin, SC. NMLS ID 474314 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/474314)).

**Summary:** Robert Jennings Baker III (NMLS 474314) is Branch Manager at Guild Mortgage, based in Elgin, SC. Licensed in Florida, confirmed with the state regulator (license LO125848). Also lists Georgia, North Carolina and South Carolina on the lender page (not yet checked with the state regulator). Licensed since 2024 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Trey Baker began his mortgage lending career in 2005 and graduated from James Madison University with a BBA in finance in 1993. He focuses on helping clients understand loan products and choose the right option for their unique needs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 2005. Source: https://branches.guildmortgage.com/sc/elgin/trey-baker-760-cbtb.html, verified 2026-10-09.
- education: BBA in finance from James Madison University. Source: https://branches.guildmortgage.com/sc/elgin/trey-baker-760-cbtb.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO125848 | active | confirmed | 2024-02-01 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Elgin, SC. Source: https://branches.guildmortgage.com/sc/elgin/trey-baker-760-cbtb.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/474314

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/sc/elgin/trey-baker-760-cbtb.html
- Office phone and Email on file: shown at https://lendb.ai/lo/robert-baker-474314#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/474314
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://branches.guildmortgage.com/sc/elgin/trey-baker-760-cbtb.html

Cite as: Robert Jennings Baker III (NMLS 474314), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/robert-baker-474314, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._