---
canonical_url: https://lendb.ai/lo/robert-bearce-265676
json_url: https://lendb.ai/lo/robert-bearce-265676.json
nmls_id: 265676
last_verified: 2026-10-09
---

# Robert Bearce

Branch Partner at ALCOVA Mortgage, Gladstone, MO. NMLS ID 265676 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/265676)).

**Summary:** Robert Bearce (NMLS 265676) is Branch Partner at ALCOVA Mortgage, based in Gladstone, MO. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Kansas and Missouri on the lender page (not yet checked with the state regulator). Licensed since 2022 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Kansas (KS, lender_reported), Missouri (MO, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Robert is from Parkville, Missouri and founded the BBPA, a non-profit networking group. He has been in the mortgage industry since 2002.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Parkville, Missouri. Source: https://alcova.com/loan-officer/rbearce/, verified 2026-10-09.
- years_experience: since 2002. Source: https://alcova.com/loan-officer/rbearce/, verified 2026-10-09.
- community: Founded the BBPA, a non-profit networking group. Source: https://alcova.com/loan-officer/rbearce/, verified 2026-10-09.
- credential: NMLS Certified. Source: https://alcova.com/loan-officer/rbearce/, verified 2026-10-09.
- credential: 2020 Service to Community Award. Source: https://alcova.com/loan-officer/rbearce/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO101505 | active | confirmed | 2022-02-01 | state_regulator | 2026-10-09 |
| CO | state_license | 100544946 | active | confirmed | 2026-03-26 | state_regulator | 2026-10-10 |
| KS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: ALCOVA Mortgage (NMLS 40508), Gladstone, MO. Source: https://alcova.com/loan-officer/rbearce/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/265676

## Contact

- linkedin_url: https://www.linkedin.com/in/robert-bearce-b3a22920/ (source: lender_site, verified 2026-10-09)
- View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/rbearce/
- Office phone and Email on file: shown at https://lendb.ai/lo/robert-bearce-265676#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/265676
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=352098&contact=586638
- lender_site: https://alcova.com/loan-officer/rbearce/

Cite as: Robert Bearce (NMLS 265676), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/robert-bearce-265676, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._