{
  "canonical_url": "https://lendb.ai/lo/robert-betancourt-1656475",
  "loan_officer": {
    "nmls_id": 1656475,
    "slug": "robert-betancourt-1656475",
    "canonical_url": "https://lendb.ai/lo/robert-betancourt-1656475",
    "md_url": "https://lendb.ai/lo/robert-betancourt-1656475.md",
    "json_url": "https://lendb.ai/lo/robert-betancourt-1656475.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1656475",
    "full_name": {
      "value": "Robert Betancourt",
      "source": "lender_site",
      "source_url": "https://www.gemcorp.com/mlo/robert-betancourt",
      "verified_at": "2026-10-15"
    },
    "first_name": "Robert",
    "last_name": "Betancourt",
    "headshot_url": {
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      "source": "lender_site",
      "source_url": "https://www.gemcorp.com/mlo/robert-betancourt",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Loan Originator",
      "source": "lender_site",
      "source_url": "https://www.gemcorp.com/mlo/robert-betancourt",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.gemcorp.com/mlo/robert-betancourt",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 2427,
      "lender_name": "Golden Empire Mortgage, Inc.",
      "lender_slug": "golden-empire-mortgage-inc-2427",
      "branch_city": "San Dimas",
      "branch_state": "CA",
      "branch_zip": "91773",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.gemcorp.com/mlo/robert-betancourt",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.gemcorp.com/mlo/robert-betancourt",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2427,
        "lender_name": "Golden Empire Mortgage, Inc.",
        "lender_slug": "golden-empire-mortgage-inc-2427",
        "branch_city": "San Dimas",
        "branch_state": "CA",
        "branch_zip": "91773",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.gemcorp.com/mlo/robert-betancourt",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.gemcorp.com/mlo/robert-betancourt",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 17:55:59.06901+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/robert-betancourt-1656475#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.gemcorp.com/mlo/robert-betancourt",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}