---
canonical_url: https://lendb.ai/lo/robert-clayton-291398
json_url: https://lendb.ai/lo/robert-clayton-291398.json
nmls_id: 291398
last_verified: 2026-10-15
---

# Robert Clayton

Loan Officer at United Mortgage Corp., Toms River, NJ. NMLS ID 291398 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/291398)).

**Summary:** Robert Clayton (NMLS 291398) is Loan Officer at United Mortgage Corp., based in Toms River, NJ. Lists New Jersey on the lender page (not yet checked with the state regulator). Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: New Jersey (NJ, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Robert has nearly 30 years in the finance industry and is described as a strong communicator with all parties involved in home buying and refinancing.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: nearly 30. Source: https://unitedmortgage.com/loan-officer/robert-clayton/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: United Mortgage Corp. (NMLS 1330), Toms River, NJ. Source: https://unitedmortgage.com/loan-officer/robert-clayton/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/291398

## Contact

- View profile at United Mortgage Corp.: https://unitedmortgage.com/loan-officer/robert-clayton/
- Office phone and Email on file: shown at https://lendb.ai/lo/robert-clayton-291398#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/291398
- lender_site: https://unitedmortgage.com/loan-officer/robert-clayton/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Robert Clayton (NMLS 291398), United Mortgage Corp.. LenDb.ai, https://lendb.ai/lo/robert-clayton-291398, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._