--- canonical_url: https://lendb.ai/lo/robert-frazier-191865 json_url: https://lendb.ai/lo/robert-frazier-191865.json nmls_id: 191865 last_verified: 2026-10-09 --- # Bob Frazier Transaction Manager at CrossCountry Mortgage, Columbia, MD. NMLS ID 191865 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/191865)). **Summary:** Bob Frazier (NMLS 191865) is Transaction Manager at CrossCountry Mortgage, based in Columbia, MD. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arizona, California, District of Columbia, Georgia, Maryland, North Carolina, Oregon, Pennsylvania and 3 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and HELOC. Earliest state license record: March 20, 2026 (Florida), per state regulator. Last verified 2026-10-09. ## At a glance - Earliest state license record: March 20, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, confirmed), District of Columbia (DC, lender_reported), Georgia (GA, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), Oregon (OR, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/columbia-md-2718/robert-frazier/ - **HELOC** (`heloc`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/columbia-md-2718/robert-frazier/ ## About Bob has been helping clients achieve homeownership dreams since 1985. He offers a variety of loan programs including conventional, FHA, VA and Non-QM products. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: since 1985. Source: https://crosscountrymortgage.com/columbia-md-2718/robert-frazier/, verified 2026-10-09. - community: Part of the Bryan Lovern Team. Source: https://crosscountrymortgage.com/columbia-md-2718/robert-frazier/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO146048 | active | confirmed | 2026-03-20 | state_regulator | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CO | state_license | 100544888 | active | confirmed | 2026-03-23 | state_regulator | 2026-10-10 | | DC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Columbia, MD. Source: https://crosscountrymortgage.com/columbia-md-2718/robert-frazier/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/191865 ## Contact - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/columbia-md-2718/robert-frazier/ - Office phone and Email on file: shown at https://lendb.ai/lo/robert-frazier-191865#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/191865 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://crosscountrymortgage.com/columbia-md-2718/robert-frazier/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=352348&contact=587404 Cite as: Bob Frazier (NMLS 191865), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/robert-frazier-191865, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._